Who is SPENT?

Spent takes the boring out of managing your personal and professional finances. Swipe expenses to the right for business and to the left for personal. Manage your expenses faster than ever, access financial analysis reports and earn cash back with the thousands of SPENT brand partners!

We currently partner with nearly a million hotels, every major airline, the larger car-rental companies and with thousands of independent businesses across the U.S. SPENT users earn up to 45% cash back on every purchase!

Our team

45 people
8 nationalities
150% passion

Meet the SPENT leadership.

Our Brand Values


We know how entrepreneurs feel, it’s in our DNA.


We seek to lead, not to follow. We’re not interested in doing the same things as everyone else


We seek to lead, not to follow. We’re not interested in doing the same things as everyone else


We just like to get more out of things - and want our users to feel like they always get something more with Spent.


Streamlining means more time to do what we love, and that’s what we’re all about.

Our leadership

Erno Tauriainen
CEO, Founder and Visionary of SPENT

A serial entrepreneur, Erno previously Founded fintech startup CasCard Oy (Oulu, New York) where he worked with major retailers and consumer brands including H&M, Nissan, Gigantti (part of Dixons Carphone Group) on designing and implementing customer acquisition strategies. CasCard/Wantlet was selected among the most eight promising startups at SXSW 2011 in Austin, Texas, by industry magazine, AdAge.

His previous experience also included SVP, Customer Engagement & Loyalty Solutions at Beintoo, Inc. (New York).where he cultivated partnerships between major chains and leading games developers to define mobile customer engagement strategies.
Erno is also Founder & CEO of Sniper Group, Inc. (New York), a consulting firm specializing in introducing European brands into the US market. His favorite way to earn cash back is buying tickets to Rangers games at MSG through Fanexchange.

Pawel Mastalerz
David Papworth
Head of Product
Ronen Mikay
Markku Pulkkinen
Cary Strange
Julie Galvin