How an Expense App is Changing the Way You Manage Money

Managing personal and business expenses have certainly changed over time. From handwritten ledgers, to early computer data entry, to collaborative spreadsheets, financial management has steadily become an easier process. That doesn’t mean it’s still anything less than a headache.

But expense management doesn’t have to be a dreaded task anymore, because the next generation of money management is here, and it’s in the form of a product called SPENT. SPENT has many great features, here are just a few of the ways it can help you manage your expenses.

An Expense Management App for your Personal Use

Personal financial management is important and SPENT has your back. By showing you how much you’re spending on a weekly or monthly basis on bills, groceries, or other expenses, we help manage your finances and create a better budget for you and/or your family.

“The tracking functions of the app are the most useful for me. I get to see where all my money is going in graphical form, and see the percentage of each category in proportion to my total spend.”

-Tim Wood,


By linking your bank account or credit card you can track spending, set budgets, and even monitor your account balance. The best part? No more digging through receipts, leaving you time for the things you really enjoy. Everything is at the touch of a finger.

How does SPENT work for consumers?

The process of setting up a SPENT account is incredibly straightforward and simple. Just follow these easy steps:

  1. Download the app at
  2. Link your bank account or credit card.
  3. Receive automatic notifications of purchases (which also means if your card is used for an unauthorized purchase, you’ll be able to alert your bank).
  4. Swipe expenses as either personal or business.
  5. Snap a picture of the receipt to go along with the entry.
  6. Pay with cash and manually create an expense.
  7. Sort expenses by customizing folders like, automotive, education, groceries, or mortgage payments.
  8. Earn cash back through partner retailers

A Business Expenses App

SPENT is the perfect solution for freelancers and business owners. And as a business owner, you can approve employees’ expenses and reimburse them right away, via the PRO feature.

Do your employees go on business trips and do they have expense accounts? If so, SPENT can benefit you in these three ways:

  • By tracking and organizing business-related expenses
  • By offering cash back on meals, hotels and flights
  • By providing a snapshot of your employees’ spending habits

Allowing your employees to upload expenses to a shared folder from their mobile device or laptop makes it convenient for them and helps make the organizational part of your job easier.

Tell me more about Cash back!

SPENT has partnerships with a number of retailers, both online and in-store, so when you pay with a linked credit card, you get a percentage of that cash back on your purchase. Because purchases are linked to a credit card, the cash back benefits the individual user.

21st Century Money Management

After managing your expenses in spreadsheets or by hand for such a long time, you might be hesitant about switching to an expenses app like SPENT. But when you consider all the time and headache this product will save you, then it’s a no-brainer. No worries about security either because SPENT maintains the highest safety standards. All your personal information is encrypted and kept private from third party sites.

You use your smartphone for most of your daily activities, from checking email to editing documents, to reading the news. Why not include your money management on that list, as well? Right now, millennials  have access to so many budget or expense management apps, but they aren’t putting them to good use. SPENT makes tracking expenses for both personal and business use quick and easy.